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This page was created to document my personal finance journey and share my thoughts on them. I've come across bargains that I believe are too good to pass up, and nothing like some good sharing to go around
This website is all about my experiences and insights, and I invite you to let me know your thoughts and feedback.

Popular posts from this blog

Getting my house…

  [Update: I have updated that part on the last 5% downpayment after clarifying]  Following my last article , I went on to consider my housing options. In terms of HDB, there were 4 new MOP projects available but I couldn’t get over the fact that I would have to negotiate the price, secure the OTP before doing the Fengshui review. I could shortlist the units first, do the fengshui review. Then proceed with the viewing and negotiations, but the house might not be available anymore. So what did I just spend money for?    My next options which were completed Condos near my house around the Geylang Lorong 30 – 40 and Tanjong Katong Road. They were mostly freehold and affordable. The only issue is that I'm not ready to commit everything now. The other issue was that the development size was normally quite small implying a lack of transactions on price clarity and higher maintenance fee.   This brought me to the last option, which was to look at new launches.  A...
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[Ended] Ryde Flash sales - at least 37% Discount

  Update: Flash sale has ended  Ryde is doing a flash sale now and I've gone through the permutation to get the best discounts: 1) we aim to hit $150 of minimum spending to get $15 Off  2) The ones with the most discounts are $30, $120 followed by $50 3) Claim Shopee platform discounts :  Strategy 1 - Pure discounts with no shopee coins: 1 x $50 vouchers  6 x $30 vouchers - $15 shop discount - $10 platform discount The total bill of $143.84  for $230 Value ~ 37.5% Discount  Strategy 2 - with 10% shopee coins: 2 x $120 Vouchers  - $15 shop discount + 1610 shoppe coins ( equivalent to $16.10) The total bill of $144.90  for $240 Value ~ 39.63% Discount  It's not the cheapest I've seen but it's definitely a good value.  Update: RydePool is now easily accessible in the Main menu Please like and follow us:
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[AAR] – Stretching the $$$ with Ryde.

  Previously I have shared many articles on Ryde: What’s the best way to use Ryde: Maximisingthe undervalued Ryde Ryde Deep Dive - will my strategy last? How to secure the cheapest Ryde Vouchers Ryde Flash sales - at least 37% Discount [PSA] Up to 49% Discount for Ryde Vouchers It’s been a year since I’ve used this strategy, it’s time to do a review. When I first learned about Ryde vouchers, I was only aware of the 20% discount on Lazada,. Further digging on Shopee lead me to find even more discounts there. In my case, I’ve gotten a lot of help from friends and accumulated this amount of vouchers. It was a BIG risk on my part as none of them heard of Ryde and felt that could be a cash call before they file for bankruptcy like most other start-ups facing a lack of funding.  However, I’m still enjoying the discounts. PS: I’m already enjoying an 18% discount by using RydeFlash, so the 30% discount from the vouchers is a gigantic discount. Nevertheless, there are many learnin...
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